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Fat-32

By Sweetwater on June 28, 2001

A specific type of FAT (File Allocation Table) format designed to expand the capacities and capabilities of hard drives used in a Windows operating environment. It has all but replaced the old FAT-16 format used before. FAT-32 was created as a quick-fix to the problem of computers shipping with hard drives over 2 GB. Prior to FAT-32, computer manufacturers had to messily split hard drives into multiple partitions under 2 GB in size apiece. FAT-32 allows for much larger partitions and has a number of other advantages.

Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

The estimated required monthly payment shown which excludes taxes and delivery equals the amount financed divided by the number of months in the promo period, rounded up to the next cent. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. These payments apply only with the financing offer shown. If you make these payments by the due date each month, you should pay off this amount financed within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

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Fat-32

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Fat-32

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