*Subject to available credit on your Sweetwater Musicians All Access Platinum Card account. Valid on purchases made on your Sweetwater Musicians All Access Platinum Card account. On promo purchase balance, monthly payments required, but no Finance Charges will be assessed if (1) promo purchase balance paid in full in 18 months, and (2) all minimum monthly payments on account paid when due. Otherwise, promo may be terminated and Finance Charges will be accrued at the Purchase APR and assessed from purchase date. Regular rates apply to non-promo purchases and optional charges. Promo purchases on existing accounts may not receive full benefit of promo terms, including reduced APR if applicable, if account is subject to Penalty APR. Payments over the minimum will be applied as required by applicable law. As of February 16, 2010, APR: 28.99%, and on all accounts in default, Penalty APR: 29.99%. Minimum Finance Charge $2.00. Subject to approval by GE Capital Bank.